Wealth Decumulation: How Should You Spend Your Retirement Nest Egg?
Lots of advice on retirement has always been on accumulation for your retirement nest egg. But R. Sivanithy opines that thinking about wealth decumulation is just as important.
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Lots of advice on retirement has always been on accumulation for your retirement nest egg. But R. Sivanithy opines that thinking about wealth decumulation is just as important.
A recent bank study shows that at least $550,000 is needed to fund $1,600 in monthly expenses for retirement. How then can you ensure that your retirement nest egg grows with you? R. Sivanithy shares the options: from safe government bonds to robo-advisers.
Why did the government announce the CPF SA Closure for those aged 55 and up? R. Sivanithy explains why, and offers several alternatives on where to park your money.
Budgeting your finances becomes more crucial in your retirement years. R. Sivanithy, an Associate Trainer at the Institute for Financial Literacy, offers practical advice and tips on money management for a comfortable retirement.
Be careful of just looking at price charts and dividends when choosing your investments. R Sivanithy shares some hidden indicators to help you with smart investing by choosing more trustworthy companies.
Assisted living or community care homes are both eldercare options that have sprung up relatively recently to cater to Singapore’s ageing population.
Sylvia Toh Paik Choo considers the different ways that Singaporeans are using their CDC vouchers.
Women often live longer than men but tend to be financially unprepared for retirement. R Sivanithy investigates the social and cultural norms that may be holding women back, and shares ways to improve financial literacy.
Upcycling used or redundant household items not only saves you money and our planet, it also adds creativity and functionality into your living sphere!
Have millennials received undue scrutiny for their spending choices, or are they truly guilty of overindulging in bubble tea and Starbucks lattes?
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