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Retirement? Spell It “Re-Try-ment”

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Retirement? Spell It “Re-Try-ment”
A bunch of mid-level executives at a corporate workshop were asked to draw pictures of their dream retirement.
They sketched themselves on beaches and golf courses, sunsets with piña coladas in hand….
You get the idea.
They were then asked to draw what growing old looked like for them. They sketched the frail, infirm and sick with walking sticks, stooped postures, in wheelchairs.
There’s a disconnect somewhere.
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People grow old and retire. And growing older doesn’t automatically mean being decrepit. If it did, retirement would be a nightmare.
Live with a different mindset
The silvers I hang out with live on a ‘different planet’ from that in the minds of those middle-aged executives.
We’re in our 50s to 70s, and we explore the island on foot once a week, come rain or shine, sometimes even through forested trails and mud.
We laugh like school kids, shoot pictures like trigger-happy teenagers, and end with a meal together. If we’re not soaked by rain, we certainly are by perspiration when we are done.
Growing older isn’t confined to hanging out with silvers.
Many of us volunteer. There’s a permaculture garden I pitch in at.
There, I’ve hunted grasshoppers with younger adult volunteers, helped the children count lizards basking in the sunshine, and lent a hand at chores like scraping the grunge and garbage out of a garden drain, dislodging tiny frogs in the process.
Once a month, we take parents with young children on a foraging adventure in the garden, giving them an insight into how the planet supports life on earth.
The retirement years don’t have to a slide into depressing dotage till death takes us out.
For sure, some are enjoying golf and grandchildren, but we’re also off to see the world, or working unapologetically on our bucket lists.
Others are still working, or pursuing their passion projects, looking for yet more ways to make a difference with their lives.
Or, all of the above.
Dance till the music ends
Retirement? Spell It “Re-Try-ment” - Noor Quek
Noor Quek
Take Noor Quek, a vibrant 73-year-old who retired from a successful banking career to start her own wealth advisory firm, NQ International, in 2007.
She also co-founded the Breast Cancer Foundation (BCF) in 1997, with equal numbers of men and women on the executive committee, after her mother was diagnosed with the condition.
Her mother lived to 98 years old and passed away peacefully recently.

“I just wanted to manage my own organisation after nearly four successful decades working mostly in a senior capacity with some of the finest financial institutions in Singapore. "

"I decided it was time to use my skillsets to do the things that I am good at and like, and give myself more time for several other social issues I feel strongly about today. These include ageing issues, mental well-being, matters relating to the 'differently-abled’ who have much to offer to society."

Her pet subject is women’s overall well-being, not just their health. This included being part of The World Ageing Festival (14th Edition).
At the formal dinner, the very talented band members were professionals, some from the MDC (Music & Dance Company) accompanying performances by two elderly ones — the incredible professional Louis Soliano and me!
It was such an honour! Louis Soliano sang and played the drums and accompanied me on the drums when I sang.

"My goodness! He is 80, such a pro in the music world, and I am 73 and occasional performer for charity. We entertained the international dinner crowd and everybody seemed to be moving to the music — therapeutic at any age!"

Nothing is forever
Retirement? Spell It “Re-Try-ment” - Richard Hoon
Richard Hoon
Richard was the Chairman of the Centre for Fathering and DADS for Life. The non-profit organisation promotes active and involved fathering and addresses issues caused by absent fathers in Singapore.
He stepped down about three years ago to be its honorary chairman.

“And an opportunity to embrace life. For me, that's a phase of autonomy, where are you choose the things that you want to do."

"If you are financially challenged, then of course get yourself back into financial adequacy."

After life as a corporate executive and a businessman, retirement currently means playing pickleball, spending time with people he enjoys and mentoring them, and helping some people who are going through dementia and cancer.

“I have attended so many funerals in the last few years. Most are parents of my contemporaries, but some are contemporaries, some are even children of contemporaries. Some of these are famous people. Weeks after the funeral is over, nobody remembers them, except their loved ones, their families and their closest friends. But we live as if our reputation and public standing are going to last forever."

"That’s delusional."

“The people who matter most are our families and our close friends. Spend time with our children and siblings. If we are fortunate to have great friends still around with us, we must invest time and be with them. They will be the ones that will remember us. So, if we are not spending time with them before we go, what are we here for?"

"My last word to anyone in retirement is go make a difference to the people that matter. This is our second shot!"

Downsize and scale down
Retirement? Spell It “Re-Try-ment” - Lim Sek
Lim Sek
For Lim Sek, founder of entertainment company Music & Movement, purpose and the skills earned in his career drive his retirement years.

"I am 65, and intend to work for as long as I can contribute to the industry."

"Before Covid, I was already starting to downsize the company to concentrate on projects that are interesting, challenging and offer personal satisfaction."

The pandemic years gave time for reflection.

"When Covid was over, I had a clear idea of how to bring the company forward in a direction that suited my ideal pace of working."

That includes producing songs and album for two artists, developing online content for a friend, and helping organise a few charity events.

“It may sound like a lot but it’s a fraction of what we used to undertake. The big difference is getting rid of the anxiety of pitching for potential jobs which is really more challenging than the actual job itself."

"To me, there is only one important thing to have when reaching this stage of life, and that is to have the right attitude: Accepting you don’t need to try too hard to be relevant for the times; allowing a slower pace, acknowledging that change is a big part of this adjustment; enjoyment of the here and now; and that your health is your wealth."

Overcoming frailty
Retirement? Spell It “Re-Try-ment” - Lily Chan
Lily Chan
Health is what growing older brought to Lily Chan, 71, a grandmother of two. Three of her four sons were born with special needs and medical issues. She made the decision to stop work as a draughtswoman to be there for them. Planning a dream retirement wasn’t a priority.
It wasn’t until the full-time mother and housewife found it difficult to get in and out of a chair and realised she was moving stiffly that she decided she needed to do something about her own health.
At first, it was tai chi. However, her son and husband had begun to practice aikido in 2005, and started their own dojo, Aikido Tai Shin Kai, in 2014.
They encouraged her to try the sport. She resisted.

"I have osteoporosis, and knee issues. I cannot squat. And for aikido, we have to do a lot of falling and rolling."

"But when they were having their training, I would sit down and watch. The class grew, and they needed help. I thought I would go in and help them just with the basic techniques."

It took her longer than most — about a year — to carefully learn to roll and fall safely.

"So why not I go on? That's how I started, at the age of 63."

Following her heart paid off hugely. “Once I took up aikido, I realised, after two or three years, I can stretch, I can squat. It helped me. I went for a bone scan, and they said, ‘Hey, your bones are getting better.’

"Tai chi is very good for old folks but aikido is also very good, especially for women. You don't have to use a lot of force, just have your centre (of gravity) to move (our partners). In aikido, we have martial artists that go up to 80+ years old. Sensei from Japan are 90+."

Now, with three sons and her husband involved in aikido, being with family has become a whole new experience Lily is actively involved in.
She’s assistant instructor at Aikido Tai Shin Kai, has earned her 1st Dan and is going for her 2nd Dan.
How will YOU practice to ‘keep on going’ to make your silver years shine?

Also read:

3 Ways To Manage Retirement During An Inflation
Legacy

3 Ways To Manage Retirement During An Inflation

With retirement comes the worries about affordability. Will you have enough to keep you going when you stop working? Make use of your CPF and HDB to create your financial strategy.

Kim Lee

Several decades in the media industry and still going strong, now with the added stimuli of health and brain feedback.

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